Debt Consolidation

M. Best and Standard & Poor's. The government or concourse itself will also be given its own divorced rating. These agencies assess the ability of the debtor to honor his obligations and accordingly give him a credit rating. http://www.budgetplanners.net/ Moody's uses the letters Aaa Aa A Baa Ba B Caa Ca C, where ratings Aa-Caa are qualified by numbers 1-3. Munich Re, for example, currently is rated Aa3 (as of 2004). S&P and other rating agencies have slightly different systems using capital letters and +/- qualifiers.

• For example, companies can sometimes convert IOU that they owe into equity in themselves.